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Mortgage

Our mortgage management service offers comprehensive, expert guidance at all stages of the mortgage application and management process.

Mortgage management

Our mortgage management service offers comprehensive, expert guidance at all stages of the mortgage application and management process for the purchase of real estate. From the initial advice to the cancellation of existing mortgages, our team coordinates all the steps that need to be taken with the banks and ensures a smooth, trouble-free experience for our clients. We manage the mortgage application with banks, providing advice and support throughout the process to ensure the best conditions for our clients.
We coordinate the signing of contracts and purchase and mortgage deeds, ensuring a complementary, coordinated transaction and ensuring compliance with all legal requirements. We manage the cancellation of mortgages due to early payment or full amortisation, organising the notarial cancellation deed and registering the cancellation with the corresponding land registry to release the mortgage charge on the property. We manage novations and changes in the terms and conditions of the loan with the banks and the change of mortgage to another bank, cancelling the existing mortgage and signing a new mortgage in its place. As needed, we manage assignments in payment of debt, transferring the property to the bank as a form of payment for the debt owed. For all these procedures we can represent the client through a notarial power of attorney which we draft, ensuing efficient, legal representation in all negotiations with banks and financial institutions.
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